No.142
Let's say I'm not American, and my Father died, 4 years ago, and I discovered that he has an account in the US, that is "In Trust For" in my name, and that this account had ~600k$.
Let's also say that HSBC doesn't want to allow me to open an account because I'm not American, and thus they cannot transfer that money that belongs to me in another account. Let's ALSO say that if I try to get that money in my country I'll be taxed to shit (min. 15% without the fines) and that I don't want that. What should I do ?
No.148
I suspect that you'll need to speak with an estate lawyer in order to get a document that says you can access the account. Once you have access to the account, you have many more options. HSBC does have online account access with bank to bank transfers. I'm not sure if/how you might avoid the taxes, but since that would be a BIG $figure, it might just be worth paying the 15% rather than have to look over your shoulder and face penalties.
No.186
Open the estate. The estate gets US tax ID number. Pay all US taxes. Transfer HSBC account to estate account. Issue debit card on estate account. Withdraw funds in home country.
No.188
go get a lawyer in your home country ( or ask to talk to hsbc fortune management advisors, they can explain your options )
try to follow the rules, you may pay big taxes, but you will have good sleep at nite