[ home / board list / faq / random / create / bans / search / manage / irc ] [ ]

/biz/ - Business and Finance

Get Rich or Die Trying

Catalog

8chan Bitcoin address: 1NpQaXqmCBji6gfX8UgaQEmEstvVY7U32C
The next generation of Infinity is here (discussion) (contribute)
A message from @CodeMonkeyZ, 2ch lead developer: "How Hiroyuki Nishimura will sell 4chan data"
Name
Email
Subject
Comment *
File
* = required field[▶ Show post options & limits]
Confused? See the FAQ.
Embed
(replaces files and can be used instead)
Options
Password (For file and post deletion.)

Allowed file types:jpg, jpeg, gif, png, webm, mp4, swf, pdf
Max filesize is 8 MB.
Max image dimensions are 10000 x 10000.
You may upload 2 per post.


Check out our friends over at: /adv/ - Advice, /philosophy/ - Philosophy, and /doc/ - Documentaries

File: 1440469365398.jpg (179.32 KB, 477x636, 3:4, 18yo.jpg)

5c38b2 No.698

Just started my second year of A-levels so I'm estimated to finish school at 19. Anyways, got £5000 of saved money.

I need advice on everything and anything relating to finance because I haven't looked into this too much just yet until now. I'm willing to read books on important stuff.

Need help in regards to buying a house in the future, renting a place in a couple years maybe until I buy a house etc.

I understand you're not here to lecture me on everything in the world of business and finance so I'm just asking for some pointers in the right direction and I will go from there.

7906fe No.699

File: 1440475941071.png (220.85 KB, 480x480, 1:1, fuckedit.png)

ask reddit, this place is pretty dead and doesn't really have any legitimate businessmen in it.

open up a brokerage and start a money-market account. but i really have no idea what things are like in europe.


000000 No.707

Invest in Index funds, find ones where you pay nothing or next to nothing for using. Save monthly, before you pay the bills.

Realize that when stock values go down, nothing changes for you. You still own the same stock, the dividend payments will not be reduced as much as the sale value of the stock either.

As long as you save on a moderatly long horizon, let's say 7 years, and avoid cashing out during times of economic turbulence, you are guaranteed annual 9% returns. History and human nature both support this.

Even if you bought index funds the day before The Great Depression, as long as you held on to your investment you would have gotten returns on your investment FAR BEFORE THE DEPRESSION ENDED. That is how reliable index funds are for long term investment.


f87b42 No.708

File: 1440732952336-0.png (108.36 KB, 980x601, 980:601, bubbles.png)

File: 1440732952340-1.jpg (45 KB, 600x528, 25:22, exter pyramid.jpg)

>>707

honestly dude fuck index funds we're in some seriously fucked up shit right now

i'd just hold that cash as cash, i wouldn't want my money in the general market right now. keep your wealth as close to its source as possible. at least wait and see what the end of the year brings us before making any long-term commitments.


4d409a No.756

>>699

is halfchans /biz/ any better?


b68dc1 No.757

>>756

There are good, informed posts in 4chan's /biz/, however like everything else on 4chan it's full of shitposters who generally flood out any decent content with their inane self-infatuation. You can try though. Really when dealing with finance an anonymous image board probably isn't the best place to go for advice, period.

Also i was overly rude to >>707, index funds are great places to be *when markets are rising*. Right now there's a TON of market uncertainty combined with all-time-high prices (inflated prices), the -15% correction we saw on the US markets Aug 24th affirms this, check out the market heatmap I posted here >>717. Index funds won't save you from that type of slaughter. EVERY sector of the market took a serious dive, that's more than enough evidence to show that there are very few stocks or securities that are safe to hold money in. This is more obvious than you would think, don't overthink this.

So that's why I advocate just saying the fuck out of the markets if you don't know what you're doing, making no money is infinitely better than losing it. Cash is safe, however whether or not it's safe in a bank account I can't tell you, really depends on the bank and how disciplined they are in keeping adequate cash reserves on hand.

Just wait and keep a journal of your thoughts on what's happening in the market and where it may go. If by some miracle the Fed finds a way to make the price go up forever, great then jump back in. But for now just hold back and monitor what's going on. We're really at an unprecedented point in US history, unless you want to consider the Roaring 20's and the subsequent Great Depression.


000000 No.777

>>699

Speaking of that what forums, communities and news sites you recommend?




[Return][Go to top][Catalog][Post a Reply]
Delete Post [ ]
[]
[ home / board list / faq / random / create / bans / search / manage / irc ] [ ]