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Yes, those are great examples – I think “Facts concerning the Late Arthur Jermyn and His Family” should be mentioned as well.
I've been trying to picture what Lovecraft's stories would be like if the element of cosmic entities was removed from them:
The Shadow over Innsmouth – Instead of hearing about the Esoteric Order of Dagon making a pact with the Deep Ones, Robert Olmstead visits the half-decayed seaport of Innsmouth to find a secretive (doomsday) cult that sacrifices humans and practices incest to keep the bloodline pure. Talking to Zadok Allen he is told about grotesque and morbid rituals, people disappearing and later turn up dead after disagreeing with the cult. After making a narrow escape, only to come back home and uncover the truth about his own ancestry, which causes him to have a nervous breakdown and commit suicide.
The Rats in the Walls – Basically the same as the original, only without the mention of any cosmic deity, which I think takes away from the story. In the end the protagonist goes insane from the revelation and from losing his son.
The Beast in the Cave – A cross between “Ted's Caving Story” & the films “The Descent” & “The Tunnel”. Takes place in a recently discovered, unexplored cave system. Only main difference would be that the beast had had transformed from a human in one generation, but devolved through many, many generations, and slowly adapted to the environment, using human echolocation to navigate in the pitch black, and becoming more or less blind.
Pickman's Model – A painter known for his highly skilled paintings of the macabre and grotesque. Causing an uproar in the – socialites. Turns out Pickman have kept humans and animals prisoner, tortured and brutalised and finally killed them, only to use their bodies and the crime scenes as reference.