Buying a house was the worse decision I have ever made

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Buying a house was the worse decision I have ever made Anonymgtow 02/03/16 (Wed) 16:41:04 9ff304 No.3330

This is a post from reddit that was originally made in r/offmychest. For some reason the OP there was deleted. It was reposted in r/mgtow.

Here is the archive of the original post

https://archive.is/mMHEV

Full text

I have been working since I was 14, I'm 30 now, married and with a kid. I would have had $100,000 or more saved up by now if I never got married, didn't have a child, or bought a house and tie myself down to a 30 years mortgage. I regret so much marrying her, I regret so much having a child…and I regret so much buying a house. Before I use to do whatever I want…whenever I want. Now I can't even quit my shitty job and have to suck it up to asshole employees that think they are highly above you. If I never met her, never got married to her, never had a child, never bought this house, I would be so much happier and so much more free. Why were we fed with the fact that getting married, having a kid, owning a house, is the right way to live? I wish I could go back in time and should've broken up with her when I had the chance. I fucked up my own life. And tomorrow…I will have to wake up to drag myself into a 2 hours commute to a shitty job that I can't quit because I have a mortgage to pay and a child to feed. If I never met her I would be fucking freed from all this bullshit and do whatever the fuck I want. I wouldn't have to worry about the projects that's due for my boss, or waking up 6:30 in the morning to catch that fucking bus to commute a 2 hours ride to a shitty desk job and to fake these fucktards that expects everything they requested to be completed and handed back to them in the next hour, WHO THE FUCK DO YOU THINK YOU ARE ASSHOLE, I DON'T FUCKING WORK FOR YOU. Then I go tell my boss and he just tells me to get it done and move on. Money does not buy happiness, if I can choose again I would rather make $20,000 a year and rent a $500 basement like I used to and live the fuck out of my life. I don't need all this, I don't want all this. I want my original life back. I feel like I'm just a dead soul in a living body. I used to be lively and had that flame and dreams, those slowly died once I aged and my wife tells me my dreams are not dreams…and I should just focus on better myself in education and get a better job and higher pay. But she doesn't know me, she doesn't know what I really want inside. I know she's doing this for the best of us but whenever I mention my dream job…she would shoot it down and become very unsupportive. Sometimes I have suicide thoughts and I would just think of ways to commit suicide. No one knows this and I don't want to tell anyone I know because I don't want to explain it to them. Sometimes I just wanna jump off a building and be freed from all these….things that's complicating my life…I just want a simple life…

Anonymgtow 02/04/16 (Thu) 12:09:51 f5e6ee No.3334

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Anonymgtow 02/04/16 (Thu) 14:55:21 f8c2af No.3335

>>3334

hehe do you know alokal?

Anonymgtow 02/04/16 (Thu) 17:47:28 548f7b No.3336

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>>3330

This guys life looks like the right side of this image

Anonymgtow 02/05/16 (Fri) 02:41:08 4f5c2b No.3337

Buying a house isn't the problem, it's all the other shit that's the problem(s). I've bought and sold more houses that I can count at the moment, I could count them in a couple moments, but I don't care to right now.

A good plan for a MGTOW is to buy a small fixer upper in the nicest area he can afford. Live in it and fix it up and sell it about a year or so later. If the market crashes, don't sell it until it recovers. Don't buy one until you have about 50% or more of a downpayment. Buy a piece of shit, but don't over leverage on a mortgage. Buy where black people have destroyed the neighborhood and at the time when starving artists are moving in - just before the cafes start cropping up. You can't go wrong, but if you're going to live there you need to look the part of a down and out shithead to be safe. Don't draw attention to yourself. Stay away from the artists, they're all on drugs, or at least their friends are - totally unreliable and will try to get you to let them sleep on your couch. They'll never leave until you forceable remove them. But in a few years if you can stand it in a place like this you can make bank after it becomes gentrified.

Lots of fun to be had with real estate.

Anonymgtow 02/05/16 (Fri) 13:51:56 000000 No.3340

altcucks will defend this

Anonymgtow 02/09/16 (Tue) 17:24:51 ce4d0d No.3347

>>3337

Yo croatia, long time no see. Hope you are keeping well

Anonymgtow 02/15/16 (Mon) 00:51:07 5cd27d No.3368

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>>3337

your posts are as always very informative

What I also love about slavic people is that they can live with easy solutions. If it works its good and it does not matter if it looks shit. Many of them would rather have one bread in the umbrage than 2 in the sun. Generally their chill attitude (similar to iberians and italians) is a lesson for every workaholic to learn.

Personally I believe buying a house is a bad decision in most cases.

If you buy a house your saved money is blown and worst case is you end up having debt. Debt means paying interest to a banker. Also once you have a house you are limited with job offers. You wont be able (or wont want to) travel far away for better job offers and if your region gets into a recession or the neighborhood develops negatively (drug addicts, crime) your property might loose value and getting rid of it becomes harder.

The saved money you blew for your house you could have invested in other projects (stocks, real estate to rent for money, your own company) that would actually not cost you money (like a mortgage) but even generate passive income for you. If you combine this with spending less money per month than you earn you can save up quite some money and even reach financial independance one day. Maybe your company starts as a side business and one day the revenues grow and you can get rid of your 9-5 job and be your own boss.

In my oppinion it is better to build your own company / career than to build a house in EU/USA. Having a small vacation home in a low cost country can be good in case you want to retire there but spending so much money for housing here is not smart.

Anonymgtow 03/21/16 (Mon) 08:52:22 c4ce37 No.3529

Never Buy a house unless as an investment.

Always rent the place you live. With rented accommodation, you can always change if you don't like your neighbors or your neighborhood. If you buy the place your are stuck with it until you can get rid of it

Anonymgtow 03/21/16 (Mon) 15:26:57 4ba946 No.3530

>>3529

>>3368

It's easy to make big mistakes with real estate, especially because you can't trust your Realtor in most cases - I know because I was one for 5 years. The shit I've seen them pull on their own clients… manipulative fucking assholes for the most part; greedy and desperate for a commission like a drug addict needs a fix. Most of them are in debt and lead desperate lives, or are housewives (and all the shit that goes along with that mentality).

But that being said, If you're reading this and know the actual definition between real property and personal property you're in the ballpark. If not, you're not, and it's best to try something else until you understand what's going on before you put your money down. You should also know the meaning of the term 'escrow' like you know the meaning of what amateur porn is. It's easy, just requires some mostly boring education.

Don't get in over your head. But with a semester class at the local community college and your own research, you can do pretty well - a lot better than renting.

Anonymgtow 03/21/16 (Mon) 16:07:04 4ba946 No.3533

>>3530

I should also add that I'm not Croatian, I just live here. I'm an American, and lived there most of my life.

And when it comes to buying real estate, it gets a lot easier after you pop your cherry on the first purchase. It's frightening before the first time - it seem like something only 'adults' do.

Get a Realtor who is a friend or better yet, a member of the family. And do NOT ask them to cut their commission as a favor to you. Even if they're family, they'll quickly end up resenting you for asking and you'll pay the cost in the long run. The Realtor's commission is not in the way of your profits, they're exist to add to your profits so long as you choose your asshole Realtor properly. You need one with a set of balls in your court - that how they add value to you.

With the seller, don't sweat the small stuff, but never give anything without asking for something in return. If they want to extend the escrow for 2 weeks, tell the 'okay' but you want the washer & dryer in return. Always get your own independent inspections, there's nothing that can't be fixed and everything is negotiable. Don't release the inspections contingency until you know how much it's going to cost to fix whatever the problems are (termites - fucking termites!! But even they can be fixed.)

Stay away from FSBOs (for sale by owners) they are always cheap assholes, and rarely complete the sale without you hating their fucking guts.

>.3347

Thank you. All is well.

Anonymgtow 04/07/16 (Thu) 17:21:21 8d4001 No.3604

>>3336

Why the fuck is the MGTOW serving the soup kitchen completely naked?

Anonymgtow 04/11/16 (Mon) 11:16:39 4ae009 No.3607

>>3604

Because he CAN.